Eligible SSAAs include only those held within a First Home Savings Account (FHSA). For MomentumPLUS Savings Accounts, the interest income is displayed by Premium Period as below: BNS Monthly – Includes Regular Interest plus, if eligible, any campaign Bonus Interest 90-, 180-, 270, and 360-Day – The combined Regular Interest and Premium Interest earned in each of the Premium PeriodsTalk to a Scotia advisor; Plans. Unlimited 3. Money held in a Scotia US Do lar Interest. Jumpstart your education savings. Earn 1 Scene+ point 7 for every $1 spent on all other eligible purchases. The 3. If so, consider going paperless with digital account statements, also known as electronic statements or e-statements. 05%. Use your ScotiaCard debit card to: Withdraw cash. For a limited time, earn an interest rate of 5. 5 million customers. 07 41,208. Interest calculated on the daily balance and paid monthly. Learn how to check your account balances. Use our online tool to book an appointment with a Scotia advisor. 01% interest. Minimum opening balance J$5,000. The foreign exchange rates are based on a number of factors, including whether it's cash/non-cash transaction, how much money you're exchanging and market conditions. In this demo, you’ll learn how to make a contribution to a Savings Accelerator. SCI is regulated by the Investment Industry Regulatory Organization of Canada and is a member of the Canadian Investor Protection Fund. The First Home Savings Account, or FHSA, is a new type of registered plan available to Canadians. View more card details. Bank anywhere. Choose "Set-up Pre-Authorized Contributions" as your contribution type. To qualify for this offer make sure to open a new Scotiabank Scene+ Visa credit card account by February 29, 2024. -Today at 06:01- MarketScreenerCore Account Features & Fees. A GIC can help you earn more interest on your savings goals, such as saving a down-payment on a home or buying a new vehicle. 010%. Manage Preferences. 30% (the “Bonus Rate”) will apply to deposits made to the Account for 3 months (90 days) from the date the Account was opened (the “Bonus Rate Period”). Bank in the language you want: English, French, Simplified and Traditional Chinese, or Spanish*. 010%. Scotiabank Supports Canadians with the Launch of the First Home Buyers Savings Account Canada NewsWire TORONTO, Aug. Guaranteed Investment Certificates (GICs) Savings. All Bank of Canada exchange rates are indicative rates only, derived from averages of transaction prices and price quotes from financial institutions. **. Talk to a Scotia advisor; Plans. "To help close the gender representation gap in the automotive industry. Visit us 24/7 with online banking and our mobile app. (ASP) makes it faster and easier to reach your short-term savings goals. 12 4 (up to 4 teller-assisted transactions 6) Charge for additional debit transactions. ABMs are conveniently located across Canada - including at 7-Eleven, Quickie convenience stores, Cineplex theatres and. Basic Chequing account allows you to do 12 transactions every month including up to 4 teller assisted transaction, 2 free Interac e-transfers per month, ideal for minimal banking needs. March 2, 2022. Scotiabank Supports Canadians with the Launch of the First Home Buyers Savings Account Canada NewsWire TORONTO, Aug. 2. Customers of Scotia Securities Inc. 50) as follows:. When you’re travelling outside of Canada, you can use the ABMs of the international banks in the Alliance, and you’ll skip the surcharge and save on access fees. Scotiabank Passport® Visa Infinite* Card. Start your home ownership journey. 25% applies to new deposits made into an eligible Scotiabank Savings Accelerator Account between May 30, 2023 and August 31, 2023 and applies in addition to the posted. Drive your dream car today and start paying for it later with up to 2 months to pay your first installment. “Maximum Full Term Return” means the maximum return, expressed as a percentage rate, you may earn on your Scotiabank Market Linked GIC. Top. If you obtain a new Scotiabank product (i. 16, 2023 /CNW/. For instance, if the price of the new car is $35,000, and the dealer estimates that car will be worth $15,000 at the end of the three-year lease term, the $20,000 difference represents the cost of the car that. The above Annual Percentage Rates (APR) for our special offers are compounded semi-annually, not in advance. If this was something for an undetermined short-term (ex. If that’s not convenient, call us instead at 1 (800)472-6842. 95 monthly fee, and the BMO Premium Chequing has a $30 monthly fee. Visit us at one of over 1,000 branches . The income provided by these funds is variable and typically lower than mutual funds that invest in longer-dated bonds and other fixed income investments. However, unlike many savings. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. $25. The STEP allows for increased flexibility and lets you initially borrow up to 80% of the value of your home. For example, let's say stocks you purchased increased in value by $5,000 when you disposed of them. Select the account you’d like your funds deposited to. It is not an annual rate but a maximum return over the term of your Scotiabank. Online appointment booking. Scotiabank is one of Canada's Big Five banks with more than 8. We would like to show you a description here but the site won’t allow us. Talk to a Scotiabank Financial Advisor at one of our branches to learn more about STEP and Scotia Mortgage Protection. 50) as follows:. 99% cash advances. The Scotiabank Savings Accelerator Account is a very basic savings account that lets you earn up to 1. 50/month: Scotia Euro Savings. Bank of Nova Scotia has a generous 5. It has no monthly fees and a regular interest rate of 1. Some other companies offer higher promotional. Related Articles. Bank of nova scotia, Montreal trust Corp of canada, Scotia mortgage company, and national trust corporation. Key takeaways: The Home Buyers' Plan (HBP) allows first-time homebuyers to withdraw up to $35,000 within a tax year through their RRSP to buy or build their first home. Get current rates and fees for Scotiabank. Please visit visa. Choose the timeline and track as you earn. Scotia Travel Insurance offers a COVID-19 Pandemic Travel Plan, which offers coverage in the event of quarantine outside of Canada. The Bank of Nova Scotia (French: Banque de Nouvelle-Écosse ), operating as Scotiabank (French: Banque Scotia ), is a Canadian multinational banking and financial services company headquartered in Toronto, Ontario. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 1. 2. 75% to 0. Savings Accelerator Account. 16, 2023 /CNW/ - Scotiabank launched its new tax-free First Home Savings Account (FHSA) to help Canadians reach one of life's most exciting milestones: owning their first home. Talk to a Scotia advisor; Plans. †. · $50 for an eligible withdrawal from your Scotia Registered Retirement. Annual fee: $120. The Guaranteed Income Optimizer (GIO) is built to meet your diverse need for income, especially in retirement. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. Earn 1% bonus interest when you save regularly through our Scotiabank Savings Reward Plan (SSRP) No charge for Scotiabank ATM or in-branch deposits. BMO offers under two year GICs at better rates. . 1. Register for Interac e-Transfer † Autodeposit and receive Interac e-transfer transactions quickly and securely with the Scotia mobile app. Policy. 00% on. PLUS get up to $149. Scotiabank fees. * No monthly account fee by maintaining a minimum daily closing balance of $6,000 in your Ultimate Package, or a combined balance of $30,000 across your. Check balances. Dollar Daily Interest saving account, which charges $1 US per month or waived with a $200 USD minimum daily closing balance, and the Scotia Euro Savings Account, which charges €1 US per month or waived with a €200 minimum daily closing balance. Scotia Power Savings AccountTM Scotiabank Savings Accelerator Account, Scotiabank Momentum Savings Account,. $350. Dollar Visa * Card. Earn a premium interest rate on the entire balances up to $50,000,000, when you maintain a minimum daily balance of $25,000. Monthly account fee. 1. Unlimited electronic transfers between Scotiabank accounts. Scotiabank Advisor today if you have any questions or visit our market volatility resource centre at. View Scotiabank's competitive interest rates offered on both personal and business savings accounts and investment accounts, including US dollar accounts. 01% interest rate. Enjoy what matters today. 16, 2023 First Home Savings account offers eligible Canadians the ability to gro. Tap Manage. The maximum return does not include the minimum guaranteed interest rate. (TSX: BNS) and New York Stock Exchange (NYSE: BNS). . Earn a savings. 3. For those ready to get started on. 010%. Dividends and interest income is reported on a T5/Releve 3, income from income trusts is reported on a T3/Releve 16 and income from a Limited Partnerships is reported on a T5013/Releve 15. 5%, the first increase since the pandemic began two years ago. Scotiabank Savings Accelerator Account Scotiabank Market Linked GIC . ATM Networking Fees (LINX) Free for Scotiabank ATMs. Checkout latest rates for Savings Account or Chequing Account or Current Account. 4. Overview. 73 per share. 1-800-4SCOTIA (1-800-472-6842) (416) 701-7200 (Greater Toronto/outside Canada and USA, call collect through your local operator)Scotia iTRADE reserves the right to modify and/or cancel this offer at any time without notice in its sole discretion. Interest rates: 20. A home is likely one of the biggest purchases you ever. High interest saving account. If you need assistance at any point,. 4% with the Scotiabank MomentumPLUS Savings Account. Debit Card allows for shopping online and at overseas POS. Branch Withdrawal. Products. Interest rates fluctuate throughout the year and may be tied to your balance. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. For a limited time, earn an interest rate of 5. Talk to a Scotia advisor; Plans. The combined total deposits in all your Savings Accelerator account(s) shouldn't exceed $5 million, whether account(s) are in individual or joint name(s). Cash Bonus. The Bank of Nova Scotia (BNS), launched its new tax free First Home Savings Account or FHSA to encourage Canadians to own their first home. The interest rate is also higher with the Scotiabank Savings. Scotiabank Premium Banking Accounts. We know how intimidating opening an bank account online can be, so we are happy to answer any questions you may have about getting started. 75% Momentum Savings Premium rate (June 15 to July 31) . S. 25/month: Not Available: Scotia U. Homes $500,000 to $999,999 require 5% on the first $500,000 and 10% on the portion of the price that’s over $500,000. $2. $380. 16, 2023 /CNW/. Book an appointment with a Scotia advisor near you. Benefits: Free investing and trading education; Advanced tools and in. Financial Services Agreement. Create. -- First Home Savings account offers eligible Canadians the ability to grow their investments tax-free, and allows tax-free withdrawals towards the purchase. It pays a 0. Tap Enrol Now. For a limited time, earn an interest rate of 5. Talk to a Scotia advisor; Plans. (“SSI”) who are not satisfied with an investment product or service have a right to make a complaint and to seek resolution. BNS Savings Accelerator 41,132. No, most of the Scotia savings accounts do not charge a monthly account fee. "To help close the gender representation gap in the automotive industry. The Bank of Montreal offers up to $350 when you open a BMO Performance Chequing or Premium chequing account plan by October 31, 2023. 40%. Products. We'll help you choose the right Package or Bank Account for you. Start investing. Your Scotia advisor can help you come up with a plan on how to navigate this time, from building a budget to managing your wealth. Guaranteed Investment Certificates (GICs) Savings. Visa Infinite. Meet an advisor. For more information on Scotiabank Equity Powered GICs, the underlying basket of shares, return calculations and payments, please see the Scotiabank Equity Powered GIC Fact Sheet. It is not an annual rate but a minimum return over the term of your Scotiabank Market Linked GIC. The one that's right for you will depend on your specific needs and savings goals. Banks or credit unions charge an NSF fee when you don't have the funds in your account to cover a payment. Savings Accelerator Account. Scotiabank's Savings Accelerator account offers competitive interest with no monthly fee. Whether you're travelling south of the border or shopping online from U. Monitor; Level 2; Portfolio; Toplists; News; Forums; Menu ; Market Data. $150. S. Terms and conditions. $150. The Winner: Scotiabank. Guaranteed Investment Certificates (GICs) Savings. The Guaranteed Income Optimizer (GIO) is built to meet your diverse need for income, especially in retirement. $3,000 into any one of your new Eligible Registered Account (s) Either an Eligible RRSP or Eligible TFSA. Use security questions to protect your information. I currently have around $20K in a Scotia-TFSA at 0. Overview. Summary. Access and withdraw funds easily at any time. S. Scotiabank StartRight Program, created for Canadian Permanent residents from 0–3 years in Canada, International Students and Foreign Workers. For mutual funds, call us at 1-800-268-9269 or visit a branch. Deposit by Bearer (3rd Party) $427. 00% interest rate on high interest Scotiabank Savings Accelerator Account; TORONTO , Aug. Interest rates and inflation. Monthly fee $0. 3. We reserve the right to change, extend or cancel these offers at any time without prior notice. Now is the time to optimize your finances, so it’s important to reset and think about your new priorities. Explore our. SSI has procedures in place to handle written or verbal complaints received from customers in a fair and prompt manner. If you're looking for a safe option or a short-term parking spot until you make your long-term investment decision, you can put your. Accelerate is a 12-month rotational program that provides opportunities to learn, practice, and apply the. Why does the regular TFSA at 0. On-the-go. TFSA lets you shelter tax on investment returns, while RRSP allows you to defer tax until withdrawal later on. Both documents contain the same financial information. A RRIF is a tax-deferred retirement plan used to generate income from the savings accumulated from your RRSP plan. You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process. With all your registered assets in one place, you'll get just. 16, 2023 First Home Savings account offers eligible Canadians the ability to gro. Online. View Scotiabank's current interest rates on registered cash investments held within RESPs, RRSPs and RRIFs. 180 days: 0. The Bank of Nova Scotia, Scotia Mortgage Corporation, Montreal Trust Company, and National Trust Company each issue these Featured GIC Rates. The BMO Performance Chequing has a $16. Guaranteed Investment Certificates (GICs) Savings. Book an advisor. Scotiabank offers a 5. TORONTO, Aug. Should your checked baggage be delayed more than 10 hours during your trip, you may be reimbursed up to $1,500 per certificate CDN for necessary toiletries and clothing. Unused contribution room rolls over into future years and. The bonus interest rate (The “Bonus Rate”) applies to New Deposits (defined below) made into an eligible Scotiabank Savings Accelerator Account (“SSAA”) between August 14, 2023 and January 31. S. 400% for balances $250,000 or more) Promotional Interest Rate 1. 350% for balances $0 - $249,999) / (0. We would like to show you a description here but the site won’t allow us. Invest for what matters tomorrow. 16, 2023 First Home Savings account offers eligible Canadians the ability to gro. View transaction limits. On any particular day, the combined end of day balance of funds held within all Scotiabank Savings Account(s) I (which includes MomentumPLUS Savings Accounts, Scotia Investment Accounts2 and Scotia Registered. Δ. Select More on your home screen, then Profile and settings, then Households. Everyday banking is easy online: Pay bills, check your balance and account history, transfer money between accounts and more. Here are regular, non-promotional Scotiabank saving account interest rates for every available account as of February 6, 2023. Scotiabank Savings Accelerator Account: $5 service charge for an in-branch transfer to your Day-to-Day bank account from either a Non-Registered account or TFSA: Scotia Guaranteed Investment Certificates (GICs) There are no service charges on Scotia GICs. 50% interest rate for your TFSA or RRSP*. If your goals are more short-term, a HISA will be a better account for your savings. Deposits in: Registered Retirement Savings Plans (RRSP)/Registered Retirement Income Funds (RRIF). Now you can enjoy the safety and security of a GIC with 100% principal. Second, your Total Debt Service Ratio (TDSR) is your monthly housing costs. 0. Enjoy what matters today. Grow your savings while you do life. The only major bank Δ offering you no foreign transaction fees, including for shopping online or abroad. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. $500. Terms and conditions. Let's dive into a conversation. 79 Jan 31, 2023 *Campaign Bonus Interest Bonus on Savings Accelerator BalanceValue of up to $360 in welcome bonuses and point value with the Scene+ TM Student Banking Bundle includes $100 cash bonus and up to 13,250 in bonus Scene+ points (valued at up to $132. 4% with the Scotiabank MomentumPLUS Savings. Call us at 1-800-472-6842. BNS Bank of Nova Scotia Scotiabank Supports Canadians with the Launch of the First Home Buyers Savings Account. SSAA Scotiabank ® Savings Accelerator Account. Annual Interest Rate (0. †. Scotiabank just offers more optionality than BMO does with its savings accounts for Canadians. Scotia iTRADE does not provide investment advice or recommendations and investors are responsible for their own. . For SIGICs issued from November 20, 2007 to January 12, 2009, potential interest is restricted by the applicable participation rate. To set up a PAC online, simply log in to your Scotia Online ® Account and: 1. No-Fee Visa* Card (for students) Get up to 1% cash back on eligible purchases with no annual fee. Scotia RDSP Products. First, your Gross Debt Service Ratio (GDSR) is based on your monthly housing costs, including mortgage payments, property taxes, heating costs, and 50% of applicable condo fees. Income from different investment types is reported on different tax slips. TFSAs can hold a variety of types of accounts, including mutual funds, GICs and cash savings. This account plan provides you with the flexibility of an everyday bank account offering unlimited day-to-day transactions 3 combined with a savings account that pays a preferred rate of interest. With the Preferred Package (former Scotia One Account), get a first year annual fee waiver on. 40. With the Primary Savings account, you won't pay a monthly fee if your account balance remains above $500. Welcome to Scotiabank, a global bank in Canada & the Americas. 90%. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. To create a Scotia Household: 1. Book an appointment. $3,000 into any one of your new Eligible Registered Account (s) Either an Eligible RRSP or Eligible TFSA. Join Scotia Perks for exclusive customer benefits. 00 and transfer the difference from your Day to Day account to your linked Money Master account. 16, 2023 First. A maximum investment of $5,000,000 per customer. Please visit visa. Guaranteed Investment Certificates (GICs) Savings. Anyone know how the BNS savings accelerators in the ScotiaBank TFSAs work? I have 2500$ in my Scotia TFSA and I’m just wondering what the BNS savings accelerator is. 15. Talk to your Scotia advisor about all the ways to invest so that you. Source: Scotiabank Savings Accelerator Account. You may consider combining other registered accounts such as the FHSA and TFSA to save for your down payment. Canadian Tire Acquires Bank of Nova Scotia's Stake in its Financial-Services Arm for C$895 Million Global News Select Oct 31, 2023 12:41pm Toronto Stocks Slide; Bank of Nova Scotia Falls on C$590. More phone numbers. Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more. A $500 minimum investment is required. 50) as follows: $100 cash offer for new Student Banking Advantage ® Plan customers. The bank pays you a small percentage as an incentive to leave your money in. The benefit of a HISA is that it can help you increase your savings faster over time. Deposit. "The Scotiabank Women Initiative is dedicated to empowering women entrepreneurs and increasing their economic and professional opportunities," says Sloane Muldoon, Senior Vice President, Retail Performance and Co-Chair of The Scotiabank Women Initiative. Eligible Registered Account (s) Cash Bonus. Compare Scotiabank’s Savings Accounts. To make a withdrawal from your TFSA: From your Accounts page, select your TFSA ; Go to Account Details and select TFSA Withdrawal; Choose the account you want to transfer funds to ; Enter the amount of your withdrawal ; Select Continue to confirm the details; If you don’t see your TFSA when you try to contribute, try accessing it from. A whole new world of convenience - banking transactions from your mobile phone! Learn more. Non-sufficient funds fees are typically more expensive than. 00. 1. 00% on new FHSA deposits with the Savings Accelerator Account. Adjusted to exclude certain items, including additional income taxes, the bank said it earned $1. Our Mortgage payment calculator can help determine your monthly payment and options to save more on mortgages. Take care of your everyday banking at nearly 3,600* Scotiabank ABMs across Canada. Talk to a Scotiabank Financial Advisor at one of our branches to learn more about STEP and Scotia Mortgage Protection. Fund your account. 25% (the “Bonus Rate”) applies to New Deposits (defined below) made into an eligible Scotiabank Savings Accelerator Account (“SSAA”). You will receive your Personal Portfolio Statements from Scotiabank on a quarterly basis (March, June, September, December). Register your email to automatically deposit transfers into your pre-selected account. They can create a defined path to your investment goals, and build a plan that will provide the security of knowing your needs will be taken care of now and in the future. You call the shots. 95 /mth. Tap Direct deposit/void cheque info. Enable a passcode or biometric authentication to unlock your phone. Noticed that Scotiabank offers a "Savings Accelerator Account - TFSA" at 1. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22. No-Fee Visa* Card (for students) Get up to 1% cash back on eligible purchases with no annual fee. Contributions into an RRSP are tax-deductible, meaning the money you pay into your RRSP is taken away from your taxable. A Scotiabank Investment Specialist can help bring your unique goals to life with a customized financial plan. Guaranteed Investment Certificates (GICs) Savings. Start saving now. * Your Investment Summary includes all your investments with the Bank of Nova Scotia (Scotiabank) and/or Scotia Securities Inc. Right now I have about 35k in a SB TFSA. Access eStatements. Interest is calculated and paid to your account at the end of the monthly statement cycle. Preferred rates on fixed and variable rate, closed mortgages for new purchases, switches, refinances and renewals on a Scotia Total Equity® Plan ( STEP) ∆ available through an advisor. S. Savings Accelerator Account; Invest with Mutual Funds; Scotia Portfolio Solutions; Scotia Essentials Portfolios; Scotia. Scotiabank Passport. 010%. 00. $3,000 into any one of your new Eligible Registered Account (s) Either an Eligible RRSP or Eligible TFSA. Dollar GICs. With this feature, you and the sender do not need to agree on a security question. Stay connected. The 2% is comprised of 3 components: . Put funds away in a high-interest savings account; Set up pre-authorized contributions and save automatically; Find out where your money goes to discover ways to save more;1. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. Scotiabank's new offer is a rate "up to" 2% for MSP accounts opened by June 15. Non-redeemable GIC allows you to fix a length of time to benefit from fixed interest rates. Cash. The FHSA lets first time homebuyers contribute up to $8,000 each year, with a maximum lifetime contribution of $40,000. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 00. Call us at 1-888-872-3388. Scotiabank tax-free savings accounts qualify for Scotiabank’s Savings Accelerator program, an interest-generating add-on that lets you earn 0. 1. MAINTENANCE & SERVICING REQUESTS. Scotia Travel Insurance offers a COVID-19 Pandemic Travel Plan, which offers coverage in the event of quarantine outside of Canada. Guaranteed Income Optimizer Non-Redeemable GIC Personal Redeemable GIC . At times your bank may cover the payment for you temporarily rather than charge you an NSF. Number of debit transactions. No, most of the Scotia savings accounts do not charge a monthly account fee. Talk to a Scotia advisor; Plans. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. Conditions apply. Basic Bank Account. 59%. $0* or $16. 3. As a result, the following language is being added to our Investment Companion Booklet. With online banking you can set up a future bill payment so that your bills are paid automatically. 84 billion in assets and $31. Rate will be paid on entire balance.